Graphic depicting recent seminar that James hosted about the topic of missionary finances

Seminar: Missionary Finances

Check out our seminar on missionary finances here -> https://www.youtube.com/live/PuwJ7JlO7sc

In this video, we talk about two primary ways to fund missionary work in Japan: working a regular job (often called “tentmaking”) or raising outside support to serve in a full-time capacity. We explain how tentmaking allows individuals to establish immediate workplace connections but limits time for language study and requires certain qualifications to secure decent employment. By contrast, the fully funded route grants more flexibility for intensive language acquisition and cultural immersion, though it does not automatically generate local contacts.

Next, we discuss the role of mission boards and church-based sending structures. Some individuals go the independent route and handle everything on their own, while others choose organizations with specialized knowledge of Japan to streamline financial processes and immigration paperwork. Mission boards with extensive experience in Japan can save prospective missionaries significant time by providing guidance on bureaucratic steps and practical logistics.

We then address the details of funding, highlighting how donations can come from churches, individuals, or, in some cases, through a salary from larger denominational entities. Partnering with a recognized organization or board often offers better oversight for tax deductions and accountability, protecting both donors and missionaries. Conversely, a more “independent” approach can place the entire burden of record-keeping, budgeting, and compliance on your shoulders.

If you decide to pursue work in Japan—whether through an internship or full-time ministry—we encourage you to carefully consider the amount of money required for housing, transportation, pension contributions, and everyday living expenses. Costs can vary dramatically from one region to another, so it’s crucial to base your budget on a specific location rather than a generic “average” for the country. Failing to research local pricing or consult with those already on the field can lead to serious financial shortfalls. Finally, we recommend a short-term “RECON” visit if you are contemplating missionary work in Japan. By experiencing daily life firsthand and speaking directly with people who have already navigated the cultural and financial landscape, you can create a more accurate plan. This initial step ensures that anyone deciding to move forward will be better equipped to handle the technical aspects of funding and the personal realities of ministry in Japan.